Gunnison County, CO

Composite Insurance Risk Score: 48.0 / 100 (National rank: #1740)

Axis Scores

Climate Safety 76.3
Insurance Affordability 33.8
Housing Affordability 1.4
Community Resilience 63.6
Social Resilience 81.4
Housing Stability 19.5

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 3.79%
Price-to-Income Ratio 7.36
FEMA Risk Score (0-100) 23.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Gunnison County have grown at an average annual rate of 11.1%. During the same period, the population has increased by 2.61%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).