Gratiot County, MI

Composite Insurance Risk Score: 67.8 / 100 (National rank: #474)

Axis Scores

Climate Safety 52.3
Insurance Affordability 73.3
Housing Affordability 78.3
Community Resilience 79.6
Social Resilience 66.7
Housing Stability 74.3

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 2.05%
Price-to-Income Ratio 2.32
FEMA Risk Score (0-100) 47.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Gratiot County have grown at an average annual rate of 9.11%. During the same period, the population has increased by 1.15%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).