Grand Traverse County, MI

Composite Insurance Risk Score: 65.7 / 100 (National rank: #589)

Axis Scores

Climate Safety 60.5
Insurance Affordability 85.4
Housing Affordability 15.9
Community Resilience 93.1
Social Resilience 80.4
Housing Stability 64.4

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.59%
Price-to-Income Ratio 4.16
FEMA Risk Score (0-100) 39.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Grand Traverse County have grown at an average annual rate of 9.82%. During the same period, the population has increased by 4.32%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).