Gooding County, ID

Composite Insurance Risk Score: 46.5 / 100 (National rank: #1840)

Axis Scores

Climate Safety 56.1
Insurance Affordability 85.7
Housing Affordability 18.9
Community Resilience 6.8
Social Resilience 15.5
Housing Stability 31.6

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.57%
Price-to-Income Ratio 3.95
FEMA Risk Score (0-100) 43.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Gooding County have grown at an average annual rate of 9.72%. During the same period, the population has increased by 5.17%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).