Gloucester County, VA

Composite Insurance Risk Score: 59.8 / 100 (National rank: #977)

Axis Scores

Climate Safety 34.5
Insurance Affordability 86.5
Housing Affordability 19.4
Community Resilience 73.4
Social Resilience 93.6
Housing Stability 81.9

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.54%
Price-to-Income Ratio 3.93
FEMA Risk Score (0-100) 65.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Gloucester County have grown at an average annual rate of 7.55%. During the same period, the population has increased by 6.19%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).