Gilpin County, CO
Composite Insurance Risk Score: 63.8 / 100 (National rank: #702)
Axis Scores
Climate Safety
85.8
Insurance Affordability
40.1
Housing Affordability
3.8
Community Resilience
77.2
Social Resilience
98.5
Housing Stability
98.7
Key Metrics
| Annual Insurance Premium (state avg) | $3,200 |
| Insurance Burden (% of income) | 3.36% |
| Price-to-Income Ratio | 6.02 |
| FEMA Risk Score (0-100) | 14.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).