Gilmer County, GA

Composite Insurance Risk Score: 39.7 / 100 (National rank: #2240)

Axis Scores

Climate Safety 38.4
Insurance Affordability 49.6
Housing Affordability 15.1
Community Resilience 17.2
Social Resilience 34.7
Housing Stability 83.4

Key Metrics

Annual Insurance Premium (state avg) $2,100
Insurance Burden (% of income) 2.82%
Price-to-Income Ratio 4.21
FEMA Risk Score (0-100) 61.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Gilmer County have grown at an average annual rate of 12.08%. During the same period, the population has increased by 6.62%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).