Gillespie County, TX

Composite Insurance Risk Score: 31.5 / 100 (National rank: #2691)

Axis Scores

Climate Safety 41.8
Insurance Affordability 16.1
Housing Affordability 3.7
Community Resilience 51.9
Social Resilience 40.8
Housing Stability 51.3

Key Metrics

Annual Insurance Premium (state avg) $4,200
Insurance Burden (% of income) 5.51%
Price-to-Income Ratio 6.05
FEMA Risk Score (0-100) 58.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Gillespie County have grown at an average annual rate of 9.94%. During the same period, the population has increased by 4.03%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).