Gem County, ID
Composite Insurance Risk Score: 49.4 / 100 (National rank: #1648)
Axis Scores
Climate Safety
50.5
Insurance Affordability
86.4
Housing Affordability
2.3
Community Resilience
39.5
Social Resilience
26.0
Housing Stability
57.1
Key Metrics
| Annual Insurance Premium (state avg) | $1,000 |
| Insurance Burden (% of income) | 1.55% |
| Price-to-Income Ratio | 6.64 |
| FEMA Risk Score (0-100) | 49.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).