Garrett County, MD
Composite Insurance Risk Score: 70.8 / 100 (National rank: #324)
Axis Scores
Climate Safety
90.8
Insurance Affordability
72.5
Housing Affordability
29.9
Community Resilience
54.0
Social Resilience
76.8
Housing Stability
78.6
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 2.07% |
| Price-to-Income Ratio | 3.48 |
| FEMA Risk Score (0-100) | 9.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).