Garfield County, WA

Composite Insurance Risk Score: 77.0 / 100 (National rank: #114)

Axis Scores

Climate Safety 99.2
Insurance Affordability 86.6
Housing Affordability 24.3
Community Resilience 65.9
Social Resilience 91.1
Housing Stability 62.5

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.54%
Price-to-Income Ratio 3.69
FEMA Risk Score (0-100) 0.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Garfield County have grown at an average annual rate of 9.87%. During the same period, the population has increased by 5.52%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).