Garfield County, MT
Composite Insurance Risk Score: 71.8 / 100 (National rank: #289)
Axis Scores
Climate Safety
97.8
Insurance Affordability
48.4
Housing Affordability
73.3
Community Resilience
63.5
Social Resilience
92.3
Housing Stability
38.0
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 2.87% |
| Price-to-Income Ratio | 2.44 |
| FEMA Risk Score (0-100) | 2.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).