Garfield County, CO
Composite Insurance Risk Score: 33.5 / 100 (National rank: #2598)
Axis Scores
Climate Safety
43.5
Insurance Affordability
37.7
Housing Affordability
4.3
Community Resilience
33.9
Social Resilience
42.9
Housing Stability
27.2
Key Metrics
| Annual Insurance Premium (state avg) | $3,200 |
| Insurance Burden (% of income) | 3.51% |
| Price-to-Income Ratio | 5.79 |
| FEMA Risk Score (0-100) | 56.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).