Garden County, NE

Composite Insurance Risk Score: 57.3 / 100 (National rank: #1128)

Axis Scores

Climate Safety 92.4
Insurance Affordability 3.4
Housing Affordability 64.7
Community Resilience 33.8
Social Resilience 83.2
Housing Stability 73.2

Key Metrics

Annual Insurance Premium (state avg) $3,500
Insurance Burden (% of income) 8.36%
Price-to-Income Ratio 2.64
FEMA Risk Score (0-100) 7.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Garden County have grown at an average annual rate of 6.18%. During the same period, the population has decreased by 5.53%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).