Gallatin County, KY
Composite Insurance Risk Score: 56.8 / 100 (National rank: #1156)
Axis Scores
Climate Safety
85.1
Insurance Affordability
42.8
Housing Affordability
55.9
Community Resilience
26.3
Social Resilience
43.2
Housing Stability
52.3
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 3.16% |
| Price-to-Income Ratio | 2.81 |
| FEMA Risk Score (0-100) | 14.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).