Gaines County, TX
Composite Insurance Risk Score: 28.1 / 100 (National rank: #2835)
Axis Scores
Climate Safety
25.2
Insurance Affordability
14.9
Housing Affordability
61.6
Community Resilience
1.7
Social Resilience
24.2
Housing Stability
49.9
Key Metrics
| Annual Insurance Premium (state avg) | $4,200 |
| Insurance Burden (% of income) | 5.67% |
| Price-to-Income Ratio | 2.71 |
| FEMA Risk Score (0-100) | 74.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).