Fredericksburg city, VA
Composite Insurance Risk Score: 55.7 / 100 (National rank: #1230)
Axis Scores
Climate Safety
78.1
Insurance Affordability
87.5
Housing Affordability
4.9
Community Resilience
68.9
Social Resilience
27.5
Housing Stability
0.4
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.51% |
| Price-to-Income Ratio | 5.62 |
| FEMA Risk Score (0-100) | 21.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).