Franklin County, TX
Composite Insurance Risk Score: 48.6 / 100 (National rank: #1704)
Axis Scores
Climate Safety
60.1
Insurance Affordability
13.8
Housing Affordability
42.2
Community Resilience
62.9
Social Resilience
56.9
Housing Stability
88.5
Key Metrics
| Annual Insurance Premium (state avg) | $4,200 |
| Insurance Burden (% of income) | 5.80% |
| Price-to-Income Ratio | 3.13 |
| FEMA Risk Score (0-100) | 39.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).