Franklin County, TN
Composite Insurance Risk Score: 43.8 / 100 (National rank: #1998)
Axis Scores
Climate Safety
44.4
Insurance Affordability
49.3
Housing Affordability
23.4
Community Resilience
33.0
Social Resilience
47.2
Housing Stability
66.2
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.83% |
| Price-to-Income Ratio | 3.73 |
| FEMA Risk Score (0-100) | 55.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).