Franklin County, IN

Composite Insurance Risk Score: 69.9 / 100 (National rank: #364)

Axis Scores

Climate Safety 72.6
Insurance Affordability 80.4
Housing Affordability 39.7
Community Resilience 50.3
Social Resilience 83.6
Housing Stability 86.8

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 1.79%
Price-to-Income Ratio 3.20
FEMA Risk Score (0-100) 27.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Franklin County have grown at an average annual rate of 9.27%. During the same period, the population has increased by 1.08%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).