Franklin County, FL

Composite Insurance Risk Score: 23.6 / 100 (National rank: #2989)

Axis Scores

Climate Safety 29.2
Insurance Affordability 2.0
Housing Affordability 14.5
Community Resilience 28.6
Social Resilience 9.3
Housing Stability 84.1

Key Metrics

Annual Insurance Premium (state avg) $6,000
Insurance Burden (% of income) 9.36%
Price-to-Income Ratio 4.26
FEMA Risk Score (0-100) 70.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Franklin County have grown at an average annual rate of 10.49%. During the same period, the population has increased by 6.28%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).