Ford County, IL

Composite Insurance Risk Score: 72.3 / 100 (National rank: #268)

Axis Scores

Climate Safety 80.1
Insurance Affordability 55.8
Housing Affordability 90.0
Community Resilience 94.5
Social Resilience 75.7
Housing Stability 38.2

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 2.56%
Price-to-Income Ratio 1.95
FEMA Risk Score (0-100) 19.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Ford County have grown at an average annual rate of 4.41%. During the same period, the population has increased by 1.02%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).