Fluvanna County, VA
Composite Insurance Risk Score: 78.6 / 100 (National rank: #74)
Axis Scores
Climate Safety
86.7
Insurance Affordability
92.1
Housing Affordability
37.2
Community Resilience
51.0
Social Resilience
89.8
Housing Stability
99.2
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.34% |
| Price-to-Income Ratio | 3.25 |
| FEMA Risk Score (0-100) | 13.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).