Floyd County, GA

Composite Insurance Risk Score: 28.4 / 100 (National rank: #2821)

Axis Scores

Climate Safety 21.3
Insurance Affordability 42.1
Housing Affordability 34.9
Community Resilience 46.1
Social Resilience 4.7
Housing Stability 12.2

Key Metrics

Annual Insurance Premium (state avg) $2,100
Insurance Burden (% of income) 3.20%
Price-to-Income Ratio 3.32
FEMA Risk Score (0-100) 78.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Floyd County have grown at an average annual rate of 10.48%. During the same period, the population has increased by 2.39%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).