Flathead County, MT

Composite Insurance Risk Score: 34.7 / 100 (National rank: #2524)

Axis Scores

Climate Safety 16.0
Insurance Affordability 51.9
Housing Affordability 1.5
Community Resilience 50.8
Social Resilience 77.3
Housing Stability 38.7

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.71%
Price-to-Income Ratio 7.24
FEMA Risk Score (0-100) 83.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Flathead County have grown at an average annual rate of 14.37%. During the same period, the population has increased by 10.81%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).