Fayette County, TN

Composite Insurance Risk Score: 48.5 / 100 (National rank: #1711)

Axis Scores

Climate Safety 25.0
Insurance Affordability 73.8
Housing Affordability 20.6
Community Resilience 55.1
Social Resilience 53.4
Housing Stability 86.4

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 2.03%
Price-to-Income Ratio 3.85
FEMA Risk Score (0-100) 74.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Fayette County have grown at an average annual rate of 10.52%. During the same period, the population has increased by 7.73%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).