Fayette County, KY

Composite Insurance Risk Score: 29.6 / 100 (National rank: #2764)

Axis Scores

Climate Safety 11.6
Insurance Affordability 48.3
Housing Affordability 14.9
Community Resilience 72.2
Social Resilience 42.8
Housing Stability 2.9

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.88%
Price-to-Income Ratio 4.22
FEMA Risk Score (0-100) 88.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Fayette County have grown at an average annual rate of 9.11%. During the same period, the population has increased by 0.97%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).