Essex County, NY
Composite Insurance Risk Score: 58.2 / 100 (National rank: #1072)
Axis Scores
Climate Safety
49.1
Insurance Affordability
62.0
Housing Affordability
48.8
Community Resilience
75.0
Social Resilience
66.9
Housing Stability
65.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,700 |
| Insurance Burden (% of income) | 2.37% |
| Price-to-Income Ratio | 2.96 |
| FEMA Risk Score (0-100) | 50.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).