Erie County, NY
Composite Insurance Risk Score: 42.5 / 100 (National rank: #2074)
Axis Scores
Climate Safety
14.6
Insurance Affordability
63.6
Housing Affordability
39.0
Community Resilience
94.2
Social Resilience
53.0
Housing Stability
16.8
Key Metrics
| Annual Insurance Premium (state avg) | $1,700 |
| Insurance Burden (% of income) | 2.33% |
| Price-to-Income Ratio | 3.21 |
| FEMA Risk Score (0-100) | 85.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).