Erath County, TX
Composite Insurance Risk Score: 18.3 / 100 (National rank: #3083)
Axis Scores
Climate Safety
23.2
Insurance Affordability
9.7
Housing Affordability
16.1
Community Resilience
33.7
Social Resilience
20.1
Housing Stability
11.6
Key Metrics
| Annual Insurance Premium (state avg) | $4,200 |
| Insurance Burden (% of income) | 6.45% |
| Price-to-Income Ratio | 4.13 |
| FEMA Risk Score (0-100) | 76.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).