Emmons County, ND

Composite Insurance Risk Score: 62.0 / 100 (National rank: #831)

Axis Scores

Climate Safety 37.8
Insurance Affordability 52.0
Housing Affordability 94.4
Community Resilience 62.8
Social Resilience 93.9
Housing Stability 78.8

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 2.71%
Price-to-Income Ratio 1.76
FEMA Risk Score (0-100) 62.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Emmons County have grown at an average annual rate of 3.86%. During the same period, the population has decreased by 1.69%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).