Ellis County, TX

Composite Insurance Risk Score: 35.0 / 100 (National rank: #2509)

Axis Scores

Climate Safety 23.2
Insurance Affordability 29.1
Housing Affordability 29.2
Community Resilience 61.1
Social Resilience 46.7
Housing Stability 55.7

Key Metrics

Annual Insurance Premium (state avg) $4,200
Insurance Burden (% of income) 4.22%
Price-to-Income Ratio 3.50
FEMA Risk Score (0-100) 76.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Ellis County have grown at an average annual rate of 12.74%. During the same period, the population has increased by 22.67%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).