Elk County, PA
Composite Insurance Risk Score: 86.6 / 100 (National rank: #5)
Axis Scores
Climate Safety
88.4
Insurance Affordability
84.2
Housing Affordability
88.7
Community Resilience
85.7
Social Resilience
93.4
Housing Stability
77.8
Key Metrics
| Annual Insurance Premium (state avg) | $1,100 |
| Insurance Burden (% of income) | 1.66% |
| Price-to-Income Ratio | 2.01 |
| FEMA Risk Score (0-100) | 11.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).