Elk County, KS

Composite Insurance Risk Score: 63.8 / 100 (National rank: #703)

Axis Scores

Climate Safety 86.0
Insurance Affordability 27.5
Housing Affordability 99.9
Community Resilience 23.5
Social Resilience 63.8
Housing Stability 73.8

Key Metrics

Annual Insurance Premium (state avg) $2,800
Insurance Burden (% of income) 4.33%
Price-to-Income Ratio 1.06
FEMA Risk Score (0-100) 14.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Elk County have grown at an average annual rate of 4.6%. During the same period, the population has decreased by 2.77%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).