Elbert County, GA

Composite Insurance Risk Score: 47.1 / 100 (National rank: #1799)

Axis Scores

Climate Safety 71.5
Insurance Affordability 36.4
Housing Affordability 73.9
Community Resilience 19.5
Social Resilience 3.1
Housing Stability 32.1

Key Metrics

Annual Insurance Premium (state avg) $2,100
Insurance Burden (% of income) 3.59%
Price-to-Income Ratio 2.43
FEMA Risk Score (0-100) 28.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Elbert County have grown at an average annual rate of 10.89%. During the same period, the population has increased by 3.56%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).