Elbert County, CO

Composite Insurance Risk Score: 66.4 / 100 (National rank: #543)

Axis Scores

Climate Safety 76.6
Insurance Affordability 60.7
Housing Affordability 6.4
Community Resilience 73.2
Social Resilience 99.9
Housing Stability 99.9

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 2.41%
Price-to-Income Ratio 5.35
FEMA Risk Score (0-100) 23.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Elbert County have grown at an average annual rate of 8.89%. During the same period, the population has increased by 8.39%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).