El Paso County, CO

Composite Insurance Risk Score: 26.1 / 100 (National rank: #2918)

Axis Scores

Climate Safety 6.4
Insurance Affordability 37.3
Housing Affordability 7.8
Community Resilience 68.3
Social Resilience 51.1
Housing Stability 17.9

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 3.54%
Price-to-Income Ratio 5.10
FEMA Risk Score (0-100) 93.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in El Paso County have grown at an average annual rate of 10.89%. During the same period, the population has increased by 6.3%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).