El Dorado County, CA
Composite Insurance Risk Score: 47.4 / 100 (National rank: #1778)
Axis Scores
Climate Safety
8.4
Insurance Affordability
93.7
Housing Affordability
3.0
Community Resilience
67.7
Social Resilience
77.4
Housing Stability
65.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 1.29% |
| Price-to-Income Ratio | 6.25 |
| FEMA Risk Score (0-100) | 91.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).