Effingham County, GA
Composite Insurance Risk Score: 48.1 / 100 (National rank: #1733)
Axis Scores
Climate Safety
20.7
Insurance Affordability
62.0
Housing Affordability
42.5
Community Resilience
62.3
Social Resilience
66.5
Housing Stability
71.5
Key Metrics
| Annual Insurance Premium (state avg) | $2,100 |
| Insurance Burden (% of income) | 2.37% |
| Price-to-Income Ratio | 3.12 |
| FEMA Risk Score (0-100) | 79.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).