Dutchess County, NY

Composite Insurance Risk Score: 46.1 / 100 (National rank: #1868)

Axis Scores

Climate Safety 22.9
Insurance Affordability 82.8
Housing Affordability 17.7
Community Resilience 78.5
Social Resilience 54.4
Housing Stability 25.7

Key Metrics

Annual Insurance Premium (state avg) $1,700
Insurance Burden (% of income) 1.71%
Price-to-Income Ratio 4.03
FEMA Risk Score (0-100) 76.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Dutchess County have grown at an average annual rate of 7.27%. During the same period, the population has increased by 1.52%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).