Douglas County, OR

Composite Insurance Risk Score: 37.7 / 100 (National rank: #2344)

Axis Scores

Climate Safety 7.1
Insurance Affordability 88.7
Housing Affordability 8.1
Community Resilience 43.9
Social Resilience 37.3
Housing Stability 40.6

Key Metrics

Annual Insurance Premium (state avg) $900
Insurance Burden (% of income) 1.47%
Price-to-Income Ratio 5.06
FEMA Risk Score (0-100) 92.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Douglas County have grown at an average annual rate of 9.27%. During the same period, the population has increased by 2.71%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).