Douglas County, MN
Composite Insurance Risk Score: 64.4 / 100 (National rank: #666)
Axis Scores
Climate Safety
68.0
Insurance Affordability
65.5
Housing Affordability
17.0
Community Resilience
98.0
Social Resilience
93.0
Housing Stability
59.9
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.28% |
| Price-to-Income Ratio | 4.07 |
| FEMA Risk Score (0-100) | 31.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).