Douglas County, IL
Composite Insurance Risk Score: 66.7 / 100 (National rank: #526)
Axis Scores
Climate Safety
55.6
Insurance Affordability
72.4
Housing Affordability
90.3
Community Resilience
75.3
Social Resilience
46.5
Housing Stability
62.4
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.07% |
| Price-to-Income Ratio | 1.95 |
| FEMA Risk Score (0-100) | 44.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).