Desha County, AR

Composite Insurance Risk Score: 35.6 / 100 (National rank: #2468)

Axis Scores

Climate Safety 55.2
Insurance Affordability 10.2
Housing Affordability 74.6
Community Resilience 41.4
Social Resilience 7.3
Housing Stability 4.6

Key Metrics

Annual Insurance Premium (state avg) $2,400
Insurance Burden (% of income) 6.37%
Price-to-Income Ratio 2.41
FEMA Risk Score (0-100) 44.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Desha County have grown at an average annual rate of 5.27%. During the same period, the population has decreased by 7.88%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).