Deschutes County, OR

Composite Insurance Risk Score: 47.5 / 100 (National rank: #1774)

Axis Scores

Climate Safety 20.0
Insurance Affordability 98.8
Housing Affordability 1.6
Community Resilience 68.1
Social Resilience 68.8
Housing Stability 28.4

Key Metrics

Annual Insurance Premium (state avg) $900
Insurance Burden (% of income) 0.97%
Price-to-Income Ratio 7.02
FEMA Risk Score (0-100) 79.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Deschutes County have grown at an average annual rate of 12.29%. During the same period, the population has increased by 10.78%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).