Denver County, CO

Composite Insurance Risk Score: 22.0 / 100 (National rank: #3028)

Axis Scores

Climate Safety 6.3
Insurance Affordability 39.9
Housing Affordability 2.5
Community Resilience 54.5
Social Resilience 41.8
Housing Stability 1.3

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 3.38%
Price-to-Income Ratio 6.50
FEMA Risk Score (0-100) 93.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Denver County have grown at an average annual rate of 9.54%. During the same period, the population has increased by 1.89%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).