Delta County, MI

Composite Insurance Risk Score: 77.7 / 100 (National rank: #95)

Axis Scores

Climate Safety 92.2
Insurance Affordability 66.2
Housing Affordability 60.9
Community Resilience 88.4
Social Resilience 67.1
Housing Stability 88.4

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 2.25%
Price-to-Income Ratio 2.72
FEMA Risk Score (0-100) 7.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Delta County have grown at an average annual rate of 6.57%. During the same period, the population has increased by 2.18%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).