Defiance County, OH

Composite Insurance Risk Score: 76.3 / 100 (National rank: #132)

Axis Scores

Climate Safety 63.8
Insurance Affordability 80.9
Housing Affordability 81.8
Community Resilience 90.8
Social Resilience 79.9
Housing Stability 76.4

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.78%
Price-to-Income Ratio 2.23
FEMA Risk Score (0-100) 36.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Defiance County have grown at an average annual rate of 6.36%. During the same period, the population has increased by 0.48%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).