Decatur County, IN

Composite Insurance Risk Score: 69.8 / 100 (National rank: #374)

Axis Scores

Climate Safety 66.9
Insurance Affordability 74.4
Housing Affordability 53.9
Community Resilience 78.0
Social Resilience 95.2
Housing Stability 57.6

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 2.01%
Price-to-Income Ratio 2.85
FEMA Risk Score (0-100) 33.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Decatur County have grown at an average annual rate of 8.18%. During the same period, the population has decreased by 0.53%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).