Davidson County, NC

Composite Insurance Risk Score: 39.1 / 100 (National rank: #2277)

Axis Scores

Climate Safety 24.0
Insurance Affordability 57.9
Housing Affordability 32.0
Community Resilience 44.7
Social Resilience 33.3
Housing Stability 48.5

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 2.49%
Price-to-Income Ratio 3.41
FEMA Risk Score (0-100) 75.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Davidson County have grown at an average annual rate of 9.05%. During the same period, the population has increased by 4.58%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).